When is it best to invest?

What is investment management?  

An investment manager provides you with support, advice and expertise to help make the most of your savings and investments. 

How could an investment manager help me?

Our investment team is enormously experienced, and we can simplify the complex for you.

A financial adviser will work with you to build a plan tailored to your goals and an investment manager will then manage your investments to help you achieve your goals. We will recommend a portfolio of different investments suited to your needs and risk appetite, designed to make the most of your assets.

Investing can be complex and overwhelming, especially during volatile periods. Over the last four years, we reassured many clients and encouraged them to stay invested through uncertain times. Investments can be volatile in the short term but can have the potential for growth in the long term. An investment manager can help with rational decision-making and keep you focused on your long-term plan.

We can also manage your investments with tax budgets and personal circumstances in mind, making sure your tax bill is no bigger than it needs to be.  

When should I invest?

There are many reasons to invest, and that’s why it’s crucial we understand what’s most important to you. You may want to increase your retirement savings and income, plan for school fees, or achieve a particular lifestyle. Or you may want to create a legacy, pass wealth on, or give to charity. Whatever your situation and goals, we offer a bespoke service tailored to you. 

How will my investment manager create my portfolio?   

Our centralised process is key to everything we do. Our investment committee has over 200 collective years of experience and they’ve seen various market cycles over the past 40 years. They discuss current events, agree on long-term strategies and create a skeleton of what a portfolio should look like.

As investment managers, we feed in research to the investment committee. I cover alternative assets, such as hedge funds and renewable energy. If I find an exciting opportunity, I’ll submit my research and it could then be selected for the ‘buy’ list of assets across different sectors and asset classes. There’s a lot of structured discipline involved in putting portfolios together. My team sits down every day to discuss our views, but we always build portfolios with a long-term outlook. 

How will my investment manager work with my financial adviser? 

Benefitting from the expertise of a financial planner and an investment manager ultimately drives better results.

Financial advisers take a more holistic view of your assets and circumstances: Do you have children? Should you consider inheritance tax? Do you need income? What’s your spending? Investment managers then look after the cash you have available to invest, considering investment markets and building your portfolio.  

Financial advisers and investment managers work closely together. Your financial adviser might be your primary point of contact, but you can always get in touch with us directly to discuss your investment choices. I have some fantastic relationships with my clients which is fundamental to how we manage portfolios at Brooks Macdonald.

If you’d like to find out more about investment management, we can help. Get in touch for a free, impartial conversation.