If you have any questions or would like to get in touch, submit a call back request and our team will contact you as soon as possible or call us on 020 7499 6424 or email us at [email protected]
Protection from the unexpected
Having peace of mind about your future wealth is important, especially in the face of unforeseen changes. At Brooks Macdonald, we can help you to be ready whatever the future holds.
The value of protection
Long-term illnesses or accidents can be life-changing, so it’s important to be prepared for these unexpected changes by arranging the right protection.
Creating a protection strategy
Building a financial safety net for you and your family is vital. We can help make sure you’re ready legally and financially with a comprehensive and tax-efficient plan to help protect your income, savings and wealth.
Ensuring you’re fully insured
Finding the right protection cover at the right price can be difficult. Our expert teams will find you the right policies, so if the unexpected happens, you and your loved ones are covered.
Your family comes first
We’ll put together a cohesive plan that can include income and critical illness protection, and a life insurance policy, that will aim to protect your family should you die or become seriously ill – without needing to dip into your investments.
Guidance on your will
We partner with a number of specialists who can assist you with your will. As changing circumstances may mean a change in your will, putting in place a power of attorney we’ll be on hand to make your amendments with the minimum of fuss.
The Brooks Macdonald difference
With years of experience in financial planning and investment management, we can provide a comprehensive protection plan, allowing you to feel comfortable that you are in the right hands.
Collaboration is key
Your personal wealth manager will help you identify your short- and long-term financial goals so we can create a plan specifically tailored to your needs and those who rely on you.
Planning for the worst
Life’s too important to be left to chance. At Brooks Macdonald, we’ll work with you to create a tax-efficient plan that delivers the right amount of financial support and the peace of mind that comes from knowing you’re covered.
Dedicated personal support
Your wealth manager, and their team, will review your current financial situation and recommend the most appropriate policies to meet your needs now and in the future.
Reviewing and reporting
We’ll provide you with regular reporting and review any changes to your circumstances and goals. When your priorities change, we’ll update your plan as required.
Your questions answered
Can’t find what you need here? Our FAQs may provide the answer to your queries.
Do I need a will?
Do I need a will?
You must have a will in place that reflects your current wishes. This may mean reviewing and updating it many times in your lifetime, particularly when big events occur like marriage, buying property or having children. We work with a number of specialists who can assist with will planning.
What is a power of attorney?
What is a power of attorney?
A power of attorney (PoA) is a written, legal document that allows someone else to act on your behalf. This can be to make decisions related to your wellbeing and/or finances. We recommend that people of all ages consider a PoA if they have money and assets to protect. A PoA ensures somebody can make health and financial decisions in your best interest if you’re unable to.
How do I protect my family?
How do I protect my family?
Many different insurance policies can be put in place to protect your family, including income protection, mortgage protection and policies that can help reduce any future inheritance tax liability.
Are life policy lump sums tax free?
Are life policy lump sums tax free?
Typically, a lump sum paid from a life policy is not counted as taxable income which means the beneficiary does not have to pay tax on it.
How does death-in-service cover work?
How does death-in-service cover work?
Death-in-service insurance is a type of life-protection benefit usually given by the employer. It means that if you die while on the payroll, your nominated beneficiary will receive a lump-sum payment.
Important information
Brooks Macdonald does not provide tax advice and independent professional advice should be sought. Tax treatment depends on individual circumstances and may be subject to change in the future.
Our insights
Where to start
Request an initial consultation
If you’d like to learn how we can help plan for the future you would want, click the button below and a member of our team will be back in touch to arrange a free consultation.
Get in touch
Call us on 020 7659 5881 or email us at [email protected]
